Create a dental budget and save

Keep your smile in mind year-round by including dental insurance in your financial plan and allotting a budget for dental care.

Know your plan

Before your dentist begins treatment, make sure you know what your dental plan covers and what your out-of-pocket costs will be. 

Ask your dentist to request a pre-treatment estimate from Delta Dental. It will show which services are covered by your dental plan, as well as those that are limited or excluded. It will also show what your share of the bill will be and how much your dental plan will pay.

When you know what your plan covers, you can make better decisions about your treatment.

Get on a schedule

Make and keep regular dental appointments. Doing so can help your dentist spot problems early, before they become more serious and expensive.

Stick with the "in" crowd

One of the easiest ways to save money is to visit an in-network dentist.

In-network dentists have a contract with Delta Dental. This prohibits them from billing you for the difference between Delta Dental’s maximum allowed fee and the fee they usually charge for covered services.

Search our dentist directory to find an in-network dentist in your area.

Talk with your dentist

Discuss treatment options with your dentist after you know what your plan will cover. In some cases, you may be able to opt for a less expensive alternative.

Remember that dental benefits are primarily designed to help prevent tooth decay and gum disease. That’s why procedures such as exams, x-rays, cleanings and fluoride treatments are usually covered with low or no coinsurance and deductible. Sealants for children and routine periodontal treatments for adults are also usually covered.

Most importantly, take good care of your teeth! Simple preventive care, such as brushing your teeth twice daily with fluoride toothpaste and flossing at least once daily, will help prevent bigger problems and bigger bills.

Last updated February 7, 2022