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Delta Dental Insurance for Small Business

Big benefits for small business

Our Small Business Program isn’t just designed to offer more value to your clients. Our specialized product portfolio, affordable plan rates and expert support provide value to you, too.

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Plans to protect your greatest investment

Employees are a small business owner's greatest investment. Our Delta Dental PPO™¹ plans offer implant coverage for groups of all sizes, while all DeltaCare® USA plans² cover teeth whitening, night guards and orthodontics for children and adults.

About our plans

Dental plan options with room to grow

Our plans allow for flexibility. Many of our plans allow groups to choose between varying coinsurance, deductible and maximum levels. And even if it’s not an option included into the plan, we’ve built variety into our portfolio so you can choose the best option for your business.

Optional features to find your best fit

Another easy way to adjust your small business plan is to add one of our optional plan features. Want to offer members even more network options? Or, the ability to waive diagnostic and preventive care from their annual maximum? We’ve got those features and more.

Contribution options for optimal flexibility

We offer both voluntary and employer-paid dental plans, so you can weigh your options with peace of mind. Any way you slice it, you should feel good knowing you’re offering your members the coverage they need to stay healthy.

Support for small businesses

Coverage from purchase to renewal

Brokers selling Delta Dental plans to small businesses are trained on the value of dental coverage and know our plans inside and out, so they’re prepared to help you make an informed decision about your dental benefits. And they don’t stop there. Your broker will coordinate your proposal(s), help you submit your application, assist with initial onboarding and be a resource for you during open enrollment and renewal.

To ensure each and every small business receives the level of attention necessary for a smooth administration experience, we enlist the help of experienced third-party administrators to service our small group dental plans. Your TPA has a close relationship with us and knows how to manage:

  • Your group contract (initial and renewal)
  • Initial implementation
  • Billing and eligibility
  • Renewal and termination letters
  • Questions regarding plan administration

For more information on small group administration, visit our section for Administrators.

We’ve been creating smiles for more than 60 years, so it’s our pleasure to keep your members smiling. Delta Dental will support your members with:

We’re happy to share news about Delta Dental and the industry. We’re also keen on giving our groups a peek into our organization, because we’re proud of the work we’re doing to keep you and your members happy and healthy.

To get all of the latest updates, visit our Word of Mouth blog or subscribe to our group email newsletter.

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  1. Delta Dental PPO is not available to small groups contracted in MS.
  2. DeltaCare USA is not available for small groups contracted in DE, LA, MT or UT.

Delta Dental PPO™ is underwritten by Delta Dental Insurance Company in AL, DC, FL, GA, LA, MS, MT, NV and UT and by not-for-profit dental service companies in these states: CA – Delta Dental of California; PA, MD – Delta Dental of Pennsylvania; NY – Delta Dental of New York, Inc.; DE – Delta Dental of Delaware, Inc.; WV – Delta Dental of West Virginia, Inc. In Texas, Delta Dental Insurance Company provides a dental provider organization (DPO) plan.

DeltaCare USA is underwritten in these states by these entities: AL — Alpha Dental of Alabama, Inc.; AZ — Alpha Dental of Arizona, Inc.; CA — Delta Dental of California; AR, CO, IA, MA, ME, MI, MN, NC, ND, NE, NH, OK, OR, RI, SC, SD, VT, WA, WI, WY — Dentegra Insurance Company; AK, CT, DC, DE, FL, GA, KS, LA, MS, MT, TN, WV — Delta Dental Insurance Company; HI, ID, IL, IN, KY, MD, MO, NJ, OH, TX — Alpha Dental Programs, Inc.; NV — Alpha Dental of Nevada, Inc.; UT — Alpha Dental of Utah, Inc.; NM — Alpha Dental of New Mexico, Inc.; NY — Delta Dental of New York, Inc.; PA — Delta Dental of Pennsylvania; VA – Delta Dental of Virginia. Delta Dental Insurance Company acts as the DeltaCare USA administrator in all these states. These companies are financially responsible for their own products.