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Why Delta Dental Insurance for Employers?

Smiles all around

Why do 99% of our customers keep coming back year after year?⁵

Backed by the largest network of dentists

Delta Dental makes it a priority to partner with dentists where enrollees live and work. This can mean less time lost from enrollees traveling to the dentist and less time spent helping enrollees search for quality care close by.

Great dental plan options

PPO and HMO-type options are available to scale to any business size.


Dedicated account services

Support from a dedicated onboarding team to get you started, followed by account management and support.

Healthy smiles

While your smiles are our main focus, we're also committed to improving overall health and enhancing lives in the communities we serve.

Online self-service

Access to all the essential resources you'll need to maximize your plan's performance.

Resources to brighten smiles

Greatest dental access in the US¹

Delta Dental PPO™

What separates Delta Dental PPO from the pack? Access, both to significant savings from Delta Dental PPO dentists and to Delta Dental contracted dentists. Combined, these networks offer the greatest dentist access in the U.S.,¹ giving groups and enrollees more ways to save.

DeltaCare® USA

Think a copay network can’t compete? Think again. Our DeltaCare USA network drives affordability and simplicity. With conveniently located primary and specialty care dentists, enrollees can choose great care close to home.

The nation’s best net effective discount

When evaluating the total value PPO dental benefits offer, it’s important to consider a combination of network factors including size, utilization and contracted savings. This is called the effective discount. According to a recent study by Dental Actuarial Analytics, Delta Dental PPO can give your group the industry’s best effective discount.²⁻³

Dentists you can trust

Beyond network size and accessibility, it’s important to know that your networks are made up of dentists you can trust. Not only do we recruit highly credentialed dentists from the outset, but we also make sure our dentists maintain strict quality standards. In fact, Delta Dental Insurance Company received accreditation by NCQA in Credentialing.⁴

No leased dentist networks

With so many carriers leasing dental networks, it’s easy to accept this as the norm. While the potential for more dentist access is appealing, it’s important to know if leased networks are really providing value. Because we never lease our networks, we can offer your group distinct advantages like:

  • Direct contracts and relationships with all of our network dentists
  • Consistent credentialing of all network dentists to the same high standard
  • Low network turnover, which can mean a more accurate network depiction
  • Predictable fees and consistent processing policies across our networks

Happy clients, happy enrollees

Being in business for over 60 years has taught us a lot of lessons, like how to make you and your enrollees happy. See what the numbers say about us:

  • 98% Client satisfaction⁵
  • 99% Enrollee retention⁵
  • 80 million+ enrollees in 141,000 groups⁶
  • 41% Fortune 1000 companies offering our benefits⁶

Dental benefits to brighten smiles and futures

Word of Mouth blog

Smile story video

In the Community: Delta Dental Community Care Foundation

Promoting Wellness

The health of gums and teeth is part of a bigger picture — overall body health. See how our plans support a culture of wellness that can help boost your enrollees’ smiles and well-being.

Powerful web features to help you focus on patients and your practice, not paperwork.

Tech tools for enrollees

It’s simple for enrollees to maximize their benefits online. From a desktop or mobile device, enrollees can:


Wellness library

The wellness library encourages your enrollees to be active participants in their oral health. In one convenient place, enrollees can get a wealth of oral health information including articles, interactive quizzes and a risk assessment tool. Plus, enrollees can subscribe to Grin!, our wellness e-magazine.

Tech tools for groups

Managing your dental benefits doesn't need to be difficult. That’s why we created web tools to help save you time and worry. Our Online Billing and Reconciliation tool allows you to view statements, reconcile billing and pay invoices all in one safe place online. And, with our Eligibility Management Application, you can quickly and securely make real-time updates to enrollee eligibility data, add and terminate enrollees and more.

Ready to get started?

Talk to our sales team

  1. NetMinder Dental Network Trend Report, September 2019

  2. Dental Actuarial Analytics is an affiliate of Ruark Consulting, LLC, a nationally-established and well-recognized actuarial consulting firm that has no affiliation with Delta Dental Plans Association. Our enterprise participates by providing claims and network data for independent analysis. 

  3. “Effective Discounts” — 2017 Dental PPO Study, Dental Actuarial Analytics (all plans)

  4. All Delta Dental companies share common networks. In our enterprise, Delta Dental Insurance Company manages network credentialing and received NCQA Accreditation in Credentialing. NCQA has reviewed and accredited Delta Dental Insurance Company’s Credentialing functions only. For complete details on the scope of this review, visit

  5. Delta Dental Annual Report, 2018, for enterprise companies

  6. Delta Dental Plans Association Fact Sheet, 2018

Delta Dental PPO™ is underwritten by Delta Dental Insurance Company in AL, DC, FL, GA, LA, MS, MT, NV and UT and by not-for-profit dental service companies in these states: CA – Delta Dental of California; PA, MD – Delta Dental of Pennsylvania; NY – Delta Dental of New York, Inc.; DE – Delta Dental of Delaware, Inc.; WV – Delta Dental of West Virginia, Inc. In Texas, Delta Dental Insurance Company provides a dental provider organization (DPO) plan.

DeltaCare USA is underwritten in these states by these entities: AL — Alpha Dental of Alabama, Inc.; AZ — Alpha Dental of Arizona, Inc.; CA — Delta Dental of California; AR, CO, IA, MA, ME, MI, MN, NC, ND, NE, NH, OK, OR, RI, SC, SD, VT, WA, WI, WY — Dentegra Insurance Company; AK, CT, DC, DE, FL, GA, KS, LA, MS, MT, TN, WV — Delta Dental Insurance Company; HI, ID, IL, IN, KY, MD, MO, NJ, OH, TX — Alpha Dental Programs, Inc.; NV — Alpha Dental of Nevada, Inc.; UT — Alpha Dental of Utah, Inc.; NM — Alpha Dental of New Mexico, Inc.; NY — Delta Dental of New York, Inc.; PA — Delta Dental of Pennsylvania; VA – Delta Dental of Virginia. Delta Dental Insurance Company acts as the DeltaCare USA administrator in all these states. These companies are financially responsible for their own products.