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Keep dental coverage with Delta Dental Insurance

Ready to Smile On?

We've got you covered, no matter what transitions life may bring.

Shop our plans

Stay covered

Whether you're retiring or your circumstances have changed, our Smile On program lets you stay covered with an individual plan.¹

Care you can trust

Stay in the Delta Dental family with an individual plan. You can likely even keep your current dentist when you choose the same type of plan.

Peace of mind

Having dental insurance helps ensure that you'll be covered for unexpected dental emergencies. 

Plans to fit you

Choose from a variety of plan options² to suit your budget and needs.

Protect your smile

People are 50% more likely to visit the dentist when they have dental coverage, which can help prevent future problems and protect your smile.³

Questions about Smile On?

We have the answers. 

No. Plans purchased through Smile On² are considered new coverage and not a continuation of any plan you may currently have. 

You can pay your premium directly to Delta Dental. We accept the following payment methods: bank account debit (ACH), credit card and check. You can also set up autopay with your bank or credit card. There may be a one-time enrollment fee of $10 that is charged at time of enrollment.

Absolutely. If you are 18 and older, you can sign up for an individual plan and add a spouse or dependent(s) to your plan. 

It depends on which plan you choose. Delta Dental PPO™⁴ plans have waiting periods for basic (e.g., fillings) and major (e.g., root canals, crowns) services. However, diagnostic and preventative care services (e.g., exams, x-rays, cleanings) do not require waiting periods on any plans.

DeltaCare® USA⁵ DHMO-type plans do not have waiting periods.

Please see the policy for a complete description of plan benefits, limitations and exclusions.

COBRA continuation of coverage plans are the same plans offered by your company during your employment. They are likely available to you for a limited time at the full-cost rate for the coverage. The Smile On program is not a continuation of benefits. Instead, Smile On is available at any time you wish to enroll and allows you to choose a dental plan that fits your budget and needs. Shop the plans.

Have more questions? Learn more about Delta Dental plans

Need more assistance?

Reach out if you have questions about Smile On.

  1. Plans purchased through the Smile On program are considered new coverage and not a continuation of any plan you may currently have.
  2. Delta Dental PPO is offered in AL, CA, DE, FL, GA, LA, MD, MS, MT, NV, NY, PA, TX, UT, WV and DC. DeltaCare USA is available in CA, FL, MD, NV, NY, PA, TX, UT and DC. Any other states will be redirected to the Delta Dental in your region.
  3. DDPA Adult’s Oral Health & Well-Being Survey (2018) by Delta Dental Plans Association. Survey of 1,008 adults.
  4. Delta Dental PPO plans are underwritten by Delta Dental Insurance Company in AL, DC (Policy- IENT-P-CORE-DC-REV2018), FL, GA, LA, MS, MT, NV and UT and by not-for-profit dental service companies in these states: CA – Delta Dental of California; PA, MD – Delta Dental of Pennsylvania; NY – Delta Dental of New York, Inc.; DE – Delta Dental of Delaware, Inc.; WV – Delta Dental of West Virginia, Inc. In Texas, Delta Dental Insurance Company provides a dental provider organization (DPO) plan.
  5. DeltaCare USA plans are underwritten in these states by these entities: CA — Delta Dental of California; DC (Policy- I-P-DC-dc)  and FL — Delta Dental Insurance Company; MD and TX — Alpha Dental Programs, Inc.; UT — Alpha Dental of Utah, Inc.; NY — Delta Dental of New York, Inc.; NV — Alpha Dental of Nevada, Inc.; PA — Delta Dental of Pennsylvania. Delta Dental Insurance Company acts as the DeltaCare USA administrator in all these states. These companies are financially responsible for their own products.