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Delta Dental Insurance - Health Care Exchange (Marketplace) for Individuals

Health Care Exchange (Marketplace)

Already enrolled?

Your guide to the Health Care Exchange (Marketplace)

We believe in the power of increased access to affordable dental benefits. Our ACA-compliant¹ Health Care Exchange (Marketplace) dental plans provide the benefits you need. Note that most exchanges require you to enroll in a medical plan before you can get a dental plan.

How the Exchange works

The Health Care Exchange (Marketplace) isn't just for medical plans. You can also shop for and buy a Delta Dental plan! Visit our resource center to learn more or shop Delta Dental plans directly if you already have a medical plan.

How to buy a dental plan

Simply visit or your state's exchange website (e.g., Covered California, Maryland Health Connection , Pennie) to view the dental plan options available to you and choose a plan. You'll need to wait until open enrollment to buy, unless you've experienced a qualifying life event, such as a change in employment or the birth of a child.

How to manage your plan

Create a Delta Dental online services account for simple management of your benefits, including the ability to make online payments and set up autopay.

Health Care Exchange (Marketplace) for you


Buy affordable dental coverage for yourself and your family.

Small businesses

Maximize your employee dental coverage budget.


Stay informed when it comes to providing dental benefits under the ACA.


Keep your clients covered with valuable dental coverage at affordable rates.

Want to know more?

The Affordable Care Act (ACA)

Visit or your local state exchange to learn more about the ACA. There, you can also begin your application and choose the right plan for you and your family.


Have specific questions about buying a dental plan through the Health Care Exchange (Marketplace)? Browse our frequently asked questions to get answers. 

Glossary of terms

Brush up on dental coverage and common terms related to the ACA and Health Care Exchange (Marketplace).

Your smile is worth it

Start taking care of it with a Health Care Exchange (Marketplace) plan today.

1. ACA-compliant health plans include the required 10 essential health benefits (EHBs), one of which is pediatric oral care to age 19.

2. Limitations and exclusions apply. Reference plan policy documents for more information.

3. We negotiate rates with in-network providers that can save members up to 40% on covered procedures. Savings estimate is evaluated according to Delta Dental's National Provider File average procedure fees in August 2023 and represents the national average procedure fee for all Delta Dental Individual and Family plans (all ages and geographic locations) and reflects plan policies valid through July 31, 2024. Some procedures may have waiting periods that apply before plan coverage takes effect. Please see policy for a complete description of plan benefits, limitations and exclusions.

You may view the DDIC Network Access Plan, as required by the Health Benefit Plan Network Access and Adequacy Act, online at You may also contact us by calling 800-422-4234 to request a copy.