Delta Dental of California, Delta Dental Insurance Company, Delta Dental of Pennsylvania and affiliates
Delta Dental of California, Delta Dental Insurance Company, Delta Dental of Pennsylvania and affiliates
Delta Dental Insurance - Health Care Exchange (Marketplace) for Individuals
Your guide to the Health Care Exchange (Marketplace)
We believe in the power of increased access to affordable dental benefits. Our ACA-compliant¹ Health Care Exchange (Marketplace) dental plans provide the benefits you need. Note that most exchanges require you to enroll in a medical plan before you can get a dental plan.
How your plan works
Find out more about your Delta Dental Exchange plan here. You will find details about how to contact us, what happens when you visit a non-network dentist, claims and payment information, pre-authorizations, explanation of benefits and plan brochures.
How to buy a dental plan
Simply visit HealthCare.gov or your state's exchange website (e.g., Covered California, Maryland Health Connection , Pennie) to view the dental plan options available to you and choose a plan. You'll need to wait until open enrollment to buy, unless you've experienced a qualifying life event, such as a change in employment or the birth of a child.
How to manage your plan
Create a Delta Dental online services account for simple management of your benefits, including the ability to make online payments and set up autopay.
Health Care Exchange (Marketplace) for you
Want to know more?
1. ACA-compliant health plans include the required 10 essential health benefits (EHBs), one of which is pediatric oral care to age 19.
2. Limitations and exclusions apply. Reference plan policy documents for more information.
3. We negotiate rates with in-network providers that can save members up to 40% on covered procedures. Savings estimate is evaluated according to Delta Dental's National Provider File average procedure fees in August 2023 and represents the national average procedure fee for all Delta Dental Individual and Family plans (all ages and geographic locations) and reflects plan policies valid through July 31, 2024. Some procedures may have waiting periods that apply before plan coverage takes effect. Please see policy for a complete description of plan benefits, limitations and exclusions.
You may view the DDIC Network Access Plan, as required by the Health Benefit Plan Network Access and Adequacy Act, online at deltadentalins.com. You may also contact us by calling 800-422-4234 to request a copy.