Delta Dental of California, Delta Dental Insurance Company, Delta Dental of Pennsylvania and affiliates
Delta Dental of California, Delta Dental Insurance Company, Delta Dental of Pennsylvania and affiliates
Delta Dental PPO™: Dental Insurance for You & Your Loved Ones
Delta Dental PPO insurance — What you need to know
Our PPO dental insurance plans provide you with great savings and flexibility.
- Save the most when you choose a dentist in the PPO network
- Visit your current dentist or any licensed dentist
- 100% coverage for preventive services (cleanings, exams, X-rays) — no waiting period¹
- Pay a percentage for other covered services
- Individual dental insurance PPO plans offered in AL, CA, DE, FL, GA, LA, MD, MS, MT, NV, NY, PA, TX, UT, WV and DC
Live in a state that isn't listed? See the individual dental insurance plans available to you.
Enrollment in Delta Dental PPO dental insurance plans is straightforward. To find the best dental PPO plan for you, review the details of the dental benefits and select from multiple start dates. You can enroll in PPO dental plans year-round. We give you the flexibility to find a Delta Dental PPO plan that fits your needs.
How much can you save with dental insurance?
These examples show how individuals and families with different needs can save with PPO Premium or PPO Basic plans. The annual cost with insurance includes the premium for the plan for one year plus the discounted rates they would pay for services with an in-network dentist. Check out the difference — the plans can help you save money when you get care.
Compare Delta Dental PPO plans²
Choose between two dental insurance plans: PPO Basic and PPO Premium. Our dental insurance with PPO options is designed to meet diverse oral health needs. See a summary of our two PPO dental plans with percentage of payments for services. Specific benefit information may vary by state.
Delta Dental PPO Basic |
Delta Dental PPO Premium |
|
|---|---|---|
| Deductibles per calendar year |
$50/person $150/family |
$50/person $150/family |
| Annual maximum per calendar year |
$1,000/person | $2,000/person |
| Preventive services (cleaning, x-rays) |
100% no waiting period or deductibles |
100% no waiting period or deductibles |
| Basic services (fillings, tooth extraction) |
50% waiting period (varies by state) |
80% waiting period (varies by state) |
| Major services (root canals, crowns) |
not covered | 50% waiting period (varies by state) |
| Implants & dentures | not covered | 50% waiting period (varies by state) |
| Orthodontics | not covered | 50% waiting period (varies by state) |
| Teeth whitening | not covered | 80% |
| Premium cost | $ | $$ |
Delta Dental PPO Basic
Deductibles per calendar year:
$50/person
$150/family
Annual maximum per calendar year:
$1,000/person
Preventive services (cleaning, x-rays):
100%
no waiting period or deductibles
Basic services: (fillings, tooth extraction)
50% waiting period (varies by state)
Major services (root canals, crowns):
not covered
Implants & dentures:
not covered
Orthodontics:
not covered
Teeth whitening:
not covered
Premium cost:
$
Delta Dental PPO Premium
Deductibles per calendar year:
$50/person
$150/family
Annual maximum per calendar year:
$2,000/person
Preventive services (cleaning, x-rays):
100%
no waiting period or deductibles
Basic services:
80% waiting period (varies by state)
Major services (root canals, crowns)
50% waiting period (varies by state)
Implants & amp;dentures:
50% waiting period (varies by state)
Orthodontics:
50% waiting period (varies by state)
Teeth whitening
80%
Premium cost:
$$
Prefer a plan with lower monthly premiums and no deductibles or waiting periods? View our DeltaCare® USA plan.
Keep your current dentist
See any dentist and save more money by visiting a dentist in our network — one of the largest in the nation³. Using our online search tool, simply enter your location and select Delta Dental PPO Network to access a list of providers in your area.
West Virginia: Health Benefit Plan Network Access and Adequacy Act⁴
Unlock member perks
Being a member of Delta Dental PPO™ dental insurance offers more than just dental care — it's a gateway to a range of member perks like exclusive product discounts, wellness services and educational articles.
What is Delta Dental PPO?
Watch this short video to learn about Delta Dental PPO™ insurance, dental coverage, and how this plan may help you save money. Whether you're looking for basic procedures or a specialized dental plan, PPO plan options from Delta Dental provide access to quality oral care.
- Limitations and exclusions apply. Please see your plan booklet or policy for a complete description of plan benefits, limitations and exclusions.
- This benefit information is only a summary and not intended or designed to replace or serve as the plan policy. Limitations may apply for some benefits; some services may be excluded from the plan
- Network360 Practicing Locations Report, 2024
- You may view the Delta Dental of West Virginia Network Access Plan, as required by the Health Benefit Plan Network Access and Adequacy Act, online at deltadentalins.com. You may also contact us by calling 800-932-0783 to request a copy.
* Examples reflect the average annual Delta Dental Individual and Family™ PPO plan premium costs and out-of-pocket costs when using an in-network provider, calculated January 2024. Savings estimate is evaluated according to Delta Dental’s National Provider File national average procedure fees in January 2024. Procedure costs, benefit amounts and in-network out-of-pocket expenses are for illustration purposes only and are rounded down to the nearest tenth of a dollar. Annual maximum and deductible payments may apply. Some procedures may have waiting periods that apply before plan coverage takes effect. Please see policy for a complete description of plan benefits, limitations and exclusions.
CA: These rates may not apply to you.
Delta Dental PPO plans are underwritten by Delta Dental Insurance Company in AL, DC (Policy IENT-P-CORE-DC-R25), FL, GA, LA, MS, MT, NV and UT and by not-for-profit dental service companies in these states: CA – Delta Dental of California; PA, MD – Delta Dental of Pennsylvania; NY – Delta Dental of New York, Inc.; DE – Delta Dental of Delaware, Inc.; WV – Delta Dental of West Virginia, Inc. In Texas, Delta Dental Insurance Company provides a dental provider organization (DPO) plan.
DeltaCare USA plans are underwritten in these states by these entities: CA — Delta Dental of California; DC (Policy I-P-DC-dc-25) and FL — Delta Dental Insurance Company; MD and TX — Alpha Dental Programs, Inc.; UT — Alpha Dental of Utah, Inc.; NY — Delta Dental of New York, Inc.; NV — Alpha Dental of Nevada, Inc.; PA — Delta Dental of Pennsylvania. Delta Dental Insurance Company acts as the DeltaCare USA administrator in all these states. These companies are financially responsible for their own products.
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