Skip to main content

ppo dental insurance

Delta Dental PPO™: Dental insurance for you & your loved ones

With individual PPO dental plans, get low negotiated rates and enjoy the flexibility to see any licensed dentist.

Delta Dental PPO™ insurance — What you need to know

Our PPO dental insurance plans provide you with great savings and flexibility.

  • Save the most when you choose a dentist in the PPO network
  • Visit your current dentist or any licensed dentist
  • 100% coverage for preventive services (cleanings, exams, x-rays) — no waiting period¹
  • Pay a percentage for other covered services
  • Individual PPO plans offered in AL, CA, DE, FL, GA, LA, MD, MS, MT, NV, NY, PA, TX, UT, WV and DC

Live in a state that isn't listed? See the individual dental insurance plans available to you.

Enrollment in Delta Dental PPO™ dental insurance plans is straightforward. Review the details of the dental benefits, select from multiple start dates and enroll in plans year-round. We give you the flexibility to find a Delta Dental Insurance PPO plan that fits your needs.

Compare Delta Dental PPO plans²

Choose between two dental insurance plans: PPO Basic and PPO Premium. See a summary of our two PPO dental plans with percentage of payments for services. Specific benefit information may vary by state. 

 

Delta Dental PPO Basic

Delta Dental PPO Premium

Deductibles
per calendar year
$50/person
$150/family
$50/person
$150/family
Annual maximum
per calendar year
$1,000/person $2,000/person
Preventive services
(cleaning, x-rays)
100%
no waiting period
or deductibles
100%
no waiting period
or deductibles
Basic services
(fillings, tooth extraction)
50%
waiting period
(varies by state)
80%
waiting period
(varies by state)
Major services
(root canals, crowns)
not covered 50%
waiting period
(varies by state)
Implants & dentures not covered 50%
waiting period
(varies by state)
Orthodontics not covered 50%
waiting period
(varies by state)
Teeth whitening not covered 80%
Premium cost $ $$

Delta Dental PPO Basic

Deductibles per calendar year:
$50/person
$150/family

Annual maximum per calendar year:
$1,000/person

Preventive services (cleaning, x-rays):
100%
no waiting period or deductibles

Basic services: (fillings, tooth extraction)
50% waiting period (varies by state)

Major services (root canals, crowns):
not covered

Implants & dentures:
not covered

Orthodontics:
not covered

Teeth whitening:
not covered

Premium cost:
$

 


 

Delta Dental PPO Premium

Deductibles per calendar year:
$50/person
$150/family

Annual maximum per calendar year:
$2,000/person

Preventive services (cleaning, x-rays):
100%
no waiting period or deductibles

Basic services:
80% waiting period (varies by state)

Major services (root canals, crowns)
50% waiting period (varies by state)

Implants & amp;dentures:
50% waiting period (varies by state)

Orthodontics:
50% waiting period (varies by state)

Teeth whitening
80%

Premium cost:
$$

Prefer a plan with lower monthly premiums and no deductibles or waiting periods? View our DeltaCare® USA plan.

Keep your current dentist

See any dentist and save more money by visiting a dentist in our network — one of the largest in the nation³. Using our online search tool, simply enter your location and select Delta Dental PPO Network to access a list of providers in your area. 

Unlock member perks 

Being a member of Delta Dental PPO™ dental insurance offers more than just dental care — it's a gateway to a range of member perks like exclusive product discounts, wellness services and educational articles.

What is Delta Dental PPO?

Watch this short video to learn about Delta Dental PPO™ insurance, dental coverage, and how this plan may help you save money.

""

Get individual PPO coverage from Delta Dental

Have questions about Delta Dental PPO™ insurance plans? Want to compare other options? We've got you covered.

Frequently asked questions

DeltaCare USA

Return to Individual and family dental insurance page

  1. Limitations and exclusions apply. Please see your plan booklet or policy for a complete description of plan benefits, limitations and exclusions.
  2. This benefit information is only a summary and not intended or designed to replace or serve as the plan policy. Limitations may apply for some benefits; some services may be excluded from the plan
  3. Network360 Practicing Locations Report, 2022
  4. You may view the Delta Dental of West Virginia Network Access Plan, as required by the Health Benefit Plan Network Access and Adequacy Act, online at deltadentalins.com. You may also contact us by calling 800-932-0783 to request a copy.


Delta Dental PPO plans are underwritten by Delta Dental Insurance Company in AL, DC (Policy IENT-P-CORE-DC-R22), FL, GA, LA, MS, MT, NV and UT and by not-for-profit dental service companies in these states: CA – Delta Dental of California; PA, MD – Delta Dental of Pennsylvania; NY – Delta Dental of New York, Inc.; DE – Delta Dental of Delaware, Inc.; WV – Delta Dental of West Virginia, Inc. In Texas, Delta Dental Insurance Company provides a dental provider organization (DPO) plan.

DeltaCare USA plans are underwritten in these states by these entities: CA — Delta Dental of California; DC (Policy I-P-DC-dc-20) and FL — Delta Dental Insurance Company; MD and TX — Alpha Dental Programs, Inc.; UT — Alpha Dental of Utah, Inc.; NY — Delta Dental of New York, Inc.; NV — Alpha Dental of Nevada, Inc.; PA — Delta Dental of Pennsylvania. Delta Dental Insurance Company acts as the DeltaCare USA administrator in all these states. These companies are financially responsible for their own products.

90-I-A-2306-002