Skip to main content

Smile bigger with affordable dental insurance in Texas!

We’ve got plans to fit your lifestyle, budget, and dental care needs. Discover dependable dental insurance in Texas.

Get coverage you can count on.

  • Plans that don’t break the bank

    Life's full of surprises, but dental care costs shouldn't be. Get low, negotiated rates with individual PPO plans to help limit out-of-pocket costs.

  • Safeguard more than your smile

    Good dental health is essential to your overall well-being.¹ Choose a plan that supports your needs to help maintain your oral health and your quality of life.

  • Large, trusted dentist network

    With three out of four U.S. dentists in our combined networks², you'll likely find a dentist you can trust, whether for routine visits or specialized dental services.

  • Dental plans that fit your lifestyle

    Embracing retirement or navigating the gig economy? We design our plans with individual needs in mind, so you never have to compromise on your oral health.

Which Texas dental insurance plan is right for you?

  • DPO from Delta Dental

    Individual insurance plans

    • Visit any licensed dentist
    • Save up to 40% on covered procedures with a Delta Dental PPO dentist³
    • 100% coverage for preventive services⁴
    • Pay only a percentage of the dentist’s fee for covered services
  • DeltaCare® USA

    DHMO dental coverage

    • Must select a DeltaCare USA network general dentist
    • Lower costs and no deductibles or annual maximums
    • Immediate coverage for major services
    • Know in advance how much you’ll pay for a procedure

Dental insurance — Texas plans at a glance⁵

Find a plan that fits your needs.

From preventive care that keeps dental problems at bay to coverage for major procedures, you have the freedom to choose what works for you. Specific plans available may vary by zip code.

 

DPO from Delta Dental
Individual insurance plans

starting at $21.91/mo⁶

DeltaCare USA
Dental HMO

starting at $12.50/mo⁶

  Basic Premium  
Choose any dentist X
Diagnostic and preventive services (cleanings, exams, x-rays) 100% 100% copayment
Basic services (fillings, tooth removal) % of fee % of fee copayment
Major services (root canals, crowns, implants, orthodontics) X % of fee copayment⁷
Teeth whitening X % of fee copayment
Waiting Periods⁴ 6 months for Basic services 6 months for Basic services
12 months for Major services
none
Maximum plan pays per calendar year $1,000 $2,000 none
Dentist network size Large network size Large network size Small network size

DPO from Delta Dental
Individual insurance plans
starting at $21.91/mo⁶

Choose any dentist: 
Basic: ✓
Premium: ✓

Diagnostic and preventive services (cleanings, exams, x-rays):
Basic: 100%
Premium: 100%

Basic services (fillings, tooth removal):
Basic: % of fee
Premium: % of fee

Major services (root canals, crowns, implants, orthodontics):
Basic: X
Premium: % of fee

Teeth whitening:
Basic: X
Premium: % of fee

Waiting Periods⁴:
Basic: 6 months for Basic services
Premium: 6 months for Basic services;
12 months for Major services

Maximum plan pays per calendar year:
Basic: $1,000
Premium: $2,000

Dentist network size:
Basic: Large network size
Premium: Large network size

 


 

DeltaCare USA
DHMO-type plan
starting at $12.50/mo⁶

Choose any dentist: Copayment

Basic services (fillings, tooth removal): X

Diagnostic and preventive services (fillings, tooth removal):  Copayment

Major services (root canals, crowns, implants, orthodontics):  Copayment⁷

Teeth whitening: Copayment

Waiting Periods⁴: None

Maximum plan pays per calendar year:  None

Dentist network size: Small network size

Find your Delta Dental plan in Texas.

Need help finding the right plan for you?  Talk to us at 888-706-0430
(available M-F , 7 am - 8 pm, CT)

  • Dental insurance that Texas trusts

    From the vibrant streets of Austin's music scene to the vistas of the Hill Country, our commitment to quality care stands tall.

  • Reliable coverage

    93% of our members are satisfied with their Delta Dental coverage.⁸

  • Trusted dentists

    98% of Delta Dental members feel their in-network dentist is a good match for them.⁸

  • Member satisfaction

    99% of members are happy with the quality of care they received.⁸

Connect with a trusted dentist.
Yours may already be in our network!²

Other programs

Explore our additional options for dental plans, Texas.

  • Have questions about our dental insurance, Texas? We have answers.

DPO insurance (PPO dental insurance in Texas) helps you pay for dental care without offering fixed prices. When you see a dentist in your network, the dentist agrees to charge lower prices, and your plan shares some of the cost⁴. Even if you see a dentist who’s out of your network, our dental insurance plans for Texas residents will still help pay for covered procedures, although you'll likely save less than you would at a Delta Dental dentist.
 
DHMO plans have fixed prices for procedures, known as copays. DHMO premiums tend to be lower, but you’ll only enjoy coverage at your chosen DeltaCare® USA dentist⁴.

We offer plans that cover many procedures, including braces, dentures and cosmetic procedures such as teeth whitening⁴.
 
However, not all dental benefits cover all procedures. You may want to shop around for a plan that best suits your current and anticipated needs. Some plans offered by employers may have different benefits than plans available directly from Delta Dental.

Anyone can enroll in a Delta Dental individual plan year-round. Plan eligibility requirements vary by state. For eligibility requirements related to dental insurance plans in Texas, refer to the plan Policy and Benefit Details document.

Check out our Find a dentist tool to search for dentists in your area. Select the network for your preferred plan: either Delta Dental PPO or DeltaCare USA. You’ll likely save the most if you choose the Delta Dental insurance Texas PPO network for the DPO plans and the DeltaCare USA network for the DeltaCare USA (DHMO-type) plan.

You can also search by dentist or practice name, specialty, languages spoken, gender, office hours and which dentists are accepting new patients.

¹Oral health: a window to your overall health. Mayo Clinic, 2024. 
https://www.mayoclinic.org/healthy-lifestyle/adult-health/in-depth/dental/art-20047475

²Delta Dental Plans Association Fact Sheet, 2023 and American Dental Association

³Based upon internal analysis of 2023 national average procedure fees by Delta Dental. Negotiated fees refer to the fees that in-network dentists have agreed to. Negotiated fees are subject to change. Please see policy for a complete description of plan benefits, limitations and exclusions. These rates may not apply to you.

⁴Limitations and exclusions apply. Please see your plan booklet or policy for a complete description of plan benefits, limitations and exclusions.


⁵This benefit information is only a summary and not intended or designed to replace or serve as the plan policy. Limitations may apply for some benefits; some services may be excluded from the plan.

⁶Covering a single adult enrollee in Texas. PPO plan rates are calculated based on PPO Basic plan premiums. Prices vary by plan type, location, and number of dependents. DeltaCare USA premiums are annual payments only. Price per month is for comparison only.


⁷DeltaCare USA plans cover implant-related procedures but do not cover the full implant procedure. Please see policy for a complete description of plan benefits, limitations and exclusions.

⁸Delta Dental Enterprise Patient Satisfaction Survey Report. A patient satisfaction survey of Delta Dental’s members was conducted during January and July 2023. A total of 9000 surveys were mailed to random samples of members who were selected from all claims paid during Q4 2022 and Q2 2023. With 545 responses received and 45 surveys returned with invalid addresses, the adjusted response rate is 6%.


Delta Dental PPO plans are underwritten by Delta Dental Insurance Company in AL, DC (Policy IENT-P-CORE-DC-R24), FL, GA, LA, MS, MT, NV and UT and by not-for-profit dental service companies in these states: CA – Delta Dental of California; PA, MD – Delta Dental of Pennsylvania; NY – Delta Dental of New York, Inc.; DE – Delta Dental of Delaware, Inc.; WV – Delta Dental of West Virginia, Inc. In Texas, Delta Dental Insurance Company provides a dental provider organization (DPO) plan.
 
DeltaCare USA plans are underwritten in these states by these entities: CA — Delta Dental of California; DC (Policy I-P-DC-dc-24) and FL — Delta Dental Insurance Company; MD and TX — Alpha Dental Programs, Inc.; UT — Alpha Dental of Utah, Inc.; NY — Delta Dental of New York, Inc.; NV — Alpha Dental of Nevada, Inc.; PA — Delta Dental of Pennsylvania. Delta Dental Insurance Company acts as the DeltaCare USA administrator in all these states. These companies are financially responsible for their own products.
 
Delta Dental is a registered mark of Delta Dental Plans Association.