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Is dental coverage on your Medicare menu?

Most people are surprised to learn Original Medicare typically doesn't cover routine dental expenses.¹ And as many as 47% of adults with Medicare do not have dental coverage.² To protect your oral and overall health, consider an AARP® Dental Insurance Plan, administered by Delta Dental.³

Explore plans

  • Original Medicare may not cover routine dental needs

    Its coverage only applies to specific medical-related issues, such as surgery to treat jaw fractures. Original Medicare doesn't include coverage for most routine dental services such as cleanings, exams or fillings. And while some Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans offer basic dental benefits, you’d need to confirm what’s covered and what’s not.

  • Dental care is essential to your overall health

    Good oral health goes beyond a nice smile: it helps address issues such as heart disease, diabetes and respiratory infections.⁴ Yet almost half of people with Medicare don’t visit their dentist each year, despite 18% suffering from untreated tooth decay and 68% having gum disease.⁵ To deal with these and other health concerns, it’s crucial to see a dentist regularly.

  • Explore AARP Dental Insurance Plans, administered by Delta Dental

    The right dental insurance makes caring for your teeth and gums more accessible and affordable. Developed exclusively for AARP members by Delta Dental, most plans provide coverage for preventive, basic and major dental services including dentures. Because with coverage for preventive care and early treatment, it may be easier to stay on top of regular dental visits and catch potential issues early, helping support a healthier smile over time.⁶

Choose a Delta Dental plan to enjoy these advantages:

  • Large network of dentists

  • Lower out-of-pocket costs

  • Plans for a variety of budgets

Visit the dental plans page for more information on the AARP Dental Insurance Plans, administered by Delta Dental.
 

  1. Medicare.gov, “Dental services - Medicare coverage"
  2. Coverage of Dental Services in Traditional Medicare, Kaiser Family Foundation, 2024

  3. This oral health information on this website is intended for educational purposes only. You should always consult a licensed dentist or other qualified health care professional for any question concerning your health.
  4. “Oral health: a window to your overall health,” Mayo Clinic, 2024
  5. “Dental care for seniors,” Delta Dental of Washington, 2024
  6. “About Oral Health,” Center for Disease Control and Prevention, 2024

For a list of providers, visit deltadentalins.com/aarp/find-a-dentist.html. Must be an AARP member to enroll.

© Delta Dental Insurance Company

Where offered, the AARP® Dental Insurance Plan is insured by Delta Dental Insurance Company in AK, AL, DC, DE, FL, GA, LA, MD, MS, MT, NV, NY, PA, PR, TN, TX, UT, VI and WV, by Dentegra Insurance Company in AR, AZ, CA, CO, CT, HI, IA, ID, IL, IN, KS, KY, ME, MI, MN, MO, NC, ND, NE, NH, NJ, NM, OH, OK, OR, RI, SC, SD, VA, VT, WA, WI and WY, and by Dentegra Insurance Company of New England in MA. For Texas residents, your Master Policy Form number is TX-AMD-MC-DPO-D-DC(DELTAUSA1-2005). For Idaho residents, your Certificate of Coverage Form Number is COC-DIC-ID-AARP-24.

You may view the DDIC Network Access Plan, as required by the Health Benefit Plan Network Access and Adequacy Act, online at deltadentalins.com. You may also contact us by calling 800-422-4234 to request a copy.

Where offered, the DeltaCare® USA plan is underwritten by Alpha Dental of Arizona, Inc. in AZ, by Alpha Dental of New Mexico, Inc. in NM, by Alpha Dental Programs, Inc. in IL, KY, MD, MO, OH and TX, by Delta Dental Insurance Company in DC, FL, GA, TN and WV, by Delta Dental of California in CA, by Delta Dental of New York, Inc. in NY, by Delta Dental of Pennsylvania in PA, and by Dentegra Insurance Company in CO and WA. In Florida, Delta Dental Insurance Company provides DeltaCare USA Plan benefits as a Prepaid Limited Health Service Organization as described in Chapter 636 of the Florida Statutes. You may view the DeltaCare USA Network Access Plan, as required by the Health Benefit Plan Network Access and Adequacy Act, online at deltadentalins.com. You may also contact us by calling 800-422-4234 to request a copy.

The plans are administered by Delta Dental Insurance Company. These companies are financially responsible for their own products. Delta Dental is a registered mark of Delta Dental Plans Association.

AARP endorses the AARP Dental Insurance Plan, administered by Delta Dental Insurance Company. Delta Dental Insurance Company pays royalty fees to AARP for use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. 

In VA, this is an excepted benefits policy. It provides coverage only for the limited benefits or services specified in the policy.

290-US-WEB-MED 02/26