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A dentist and two older adults enjoying a tandem bike ride, illustrating a carefree view about dental insurance in retirement

AARP Dental Insurance Plan: Exclusively for AARP members

Keep your dreams on track and protect your smile, as well as your budget, with a Delta Dental insurance plan made for AARP members and their families.

Treat your teeth to a trusted dental insurance leader 

The AARP® Dental Insurance plan is administered by Delta Dental Insurance Company and insured by Dentegra Insurance Company, Delta Dental Insurance Company or affiliate companies. 

  • Peace of mind

    Access to a large network of dentists for care where and when you need it.

  • Value and tailored care

    Lower out-of-pocket costs with plans for a variety of budgets and needs.

  • A healthy you

    Dental coverage for healthy teeth and a healthier you.

Dental plans

With a choice of PPO plans and a dental health maintenance organization-type (DHMO¹-type) plan, you can find the right one for you and your family. Not sure which plan type works best for you? Here’s a quick overview. For more details, learn more about our plans.

  • Delta Dental

    PPO™ plans

    Flexibility
    • Visit any licensed dentist
    • Save more when you visit a Delta Dental PPO dentist
    • Exams, cleanings and x-rays covered from day one²
    • Pay only a percentage of the dentist’s fee for covered services
       

    Plans starting at $32.16³

    Available in all states

  • DeltaCare® USA

    DHMO¹-type dental plan

    Predictability
    • Must choose a DeltaCare USA dentist
    • No deductibles or annual maximums
    • Immediate coverage, even for root canals, crowns and dentures²
    • Know in advance how much you’ll pay for a procedure
       

    Plans starting at $27.80⁴

    Available in AZ, CA, CO, DC, FL, GA, IL, KY, MD, MO, NM, NY, OH, PA, TN, TX and WV

Get your plan guide

  1. The term "HMO" is used to refer to product designs that may differ depending on the state you live in. This includes but is not limited to: “Specialized Health Care Service Plan” in CA; “Prepaid Limited Health Service Organization” as described in Chapter 636 of the Florida statutes in FL; “Prepaid Dental Plan” in AZ, MO and NM; “Limited Health Service Organization” in IL and KY; “Dental Plan Organization” in MD; “Non-Profit Dental Service Organization” in PA; “Prepaid Limited Health Service Organization” in TN; “Single Service Health Maintenance Organization” in TX.
  2. This is only a summary of benefits. Limitations, exclusions, annual deductibles, copayments and maximums apply. For a complete description of benefits, see Certificate/Evidence of Coverage.
  3. Covering a single enrollee in NV, OH, WA. Protect PPO plan only.
  4. Covering a single enrollee in NY. Prices vary by plan type, location, number of dependents and payment frequency.

Questions about dental plans?

Call Delta Dental toll-free at (866) 583-2085 (TDD/TTY: 711), and we’ll be happy to help you.
Hours of operation: Monday — Friday 7 am — 11 pm ET, Saturday 9 am — 5 pm ET.

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