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Compare your FEDVIP dental plans

Access your FEDVIP rates

Access your 2024 FEDVIP rates

We offer two great PPO dental plans with affordable monthly premiums. Find out your rates.

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Or call BENEFEDS at 1-877-888-FEDS (3337)

Compare your dental benefits

Our FEDVIP dental insurance plans offer coverage to fit your needs and budget. And, if you use an in-network provider, costs are 100% covered for basic services such as exams and cleanings. Compare the benefits of the PPO Standard Plan and PPO High Plan.

This benefit information is only a summary of the plan policy. Limitations, exclusions and/or waiting periods may apply. Refer to the  Plan Brochure for complete plan information.

 

Standard Plan

High Plan

  In-network Out-of-network In-network Out-of-network
Basic Services — Class A (Routine cleanings, x-rays,oral exams, sealants) 100% 60% 100% 90%
Intermediate Services — Class B (Fillings and periodontal maintenance, oral surgery, extractions) 55% 40% 70% 60%
Major Services — Class C (Crowns, bridges, root canals, dentures implants, gum surgery) 35% 20% 50% 40%
Orthodontic Services — Class D 50% 50% 50% 50%
General Services (Anesthesia, occlusal guard) 55% 40% 70% 60%
Deductible (Class A and D services are exempt from the deductible. All other covered services are exempt from the deductible only when provided by a participating network dentist.) $0 $75 $0 $50
Annual Benefit Maximum (Non-orthodontic) $1,500 $1,000 unlimited $3,000
Orthodontic Lifetime Maximum (Standard Plan now covers orthodontics for kids up to maximum age eligibility) $2000 for children
Not covered for adults
$1000 for children
Not covered for adults
$3500 for children
$2,000 for adults
$3500 for children
$2,000 for adults

Basic Services — Class A (Routine cleanings, x-rays,oral exams, sealants)

  • Standard Plan in-network: 100%
  • Standard Plan out-of-network: 60%
  • High Plan in-network: 100%
  • High Plan out-of-network: 90%
     


Intermediate Services — Class B (Fillings and periodontal maintenance, oral surgery, extractions)

  • Standard Plan in-network: 55%
  • Standard Plan out-of-network: 40%
  • High Plan in-network: 70%
  • High Plan out-of-network: 60%



Major Services — Class C (Crowns, bridges, root canals, dentures implants, gum surgery)

  • Standard Plan in-network: 35%
  • Standard Plan out-of-network: 20%
  • High Plan in-network: 50%
  • High Plan out-of-network: 40%
     


Orthodontic Services — Class D

  • Standard Plan in-network: 50%
  • Standard Plan out-of-network: 50%
  • High Plan in-network: 50%
  • High Plan out-of-network: 50%
     


General Services (Anesthesia, occlusal guard)

  • Standard Plan in-network: 55%
  • Standard Plan out-of-network: 40%
  • High Plan in-network: 70%
  • High Plan out-of-network: 60%
     


Deductible (Class A and D services are exempt from the deductible. All other covered services are exempt from the deductible only when provided by a participating network dentist.)

  • Standard Plan in-network: $0
  • Standard Plan out-of-network: $75
  • High Plan in-network: $0
  • High Plan out-of-network: $50
     


Annual Benefit Maximum (Non-orthodontic)

  • Standard Plan in-network: $1,500
  • Standard Plan out-of-network: $1,000
  • High Plan in-network: unlimited
  • High Plan out-of-network: $3,000
     


Orthodontic Lifetime Maximum (Standard Plan now covers orthodontics for kids up to maximum age eligibility)

  • In-network
    $2000 for children
    Not covered for adults
  • Out-of-network
    $1000 for children
    Not covered for adults
  • $3,500 for children
    $2,000 for adults
  • $3,500 for children
    $2,000 for adults

Save money with in-network dental visits

With Delta Dental’s FEDVIP insurance dental plans, you can visit any licensed dentist, but you’ll save up to 40% more¹ with in-network providers. And since we have one of the largest provider networks in the country, your dentist is likely in our network.

Search our network to find your current dentist or find a new dental provider near you.

Save money with in-network dental visits

How to enroll

It’s easy to enroll in a Delta Dental federal employee dental plan. Federal civilian workers, annuitants and military retirees enroll in our plans through BENEFEDS, the official website to enroll in FEDVIP.
 

  1. Visit the BENEFEDS.com enrollment site during Open Season or call 1-877-888-FEDS (3337).
  2. Select Delta Dental as your provider.
  3. Choose your dental plan. Your coverage becomes effective on January 1 of the coming year.

Plan resources


Find a Delta Dental Dentist

Search our network to find your current dentist or find a new dental provider near you.

Have more questions?

Have more questions?

Visit our FAQs to get answers to your questions.

Attend a live webinar

Open Season 2023 webinars have concluded. Please come back in the Fall to register for our Open Season 2024 sessions.

Attend a live webinar

Need help?

Customer Service is available Monday through Friday (excluding holidays), 8 a.m. to 8 p.m., Eastern Standard Time.

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Call us at 855-410-3255

1. We negotiate rates with in-network providers that save members up to 40% on covered procedures. Savings estimate is evaluated according to National Provider File average procedure fees in August 2023 and may vary in your location and these rates may not apply to you. Some procedures may have waiting periods that apply before plan coverage takes effect.