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Federal Employees Dental and Vision Insurance Program (FEDVIP)
FEDVIP dental plans
Access your 2025 FEDVIP rates
We offer two great PPO dental plans with affordable monthly premiums. Find out your FEDVIP dental cost.
*Required
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Ready to enroll?
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Or call BENEFEDS at 1-877-888-FEDS (3337).
BENEFEDS is the official website for enrolling in federal dental plans, where you can select Delta Dental’s FEDVIP coverage.
Compare Delta Dental FEDVIP plans
Our federal dental insurance plans offer coverage to fit your needs and budget. Coverage is available for federal employees, annuitants, retired uniformed service members. Active duty service members planning to retire can enroll in coverage within the 60-day eligibility window.
When you use an in-network provider with your federal government dental plan, costs are 100% covered for preventive services such as exams and cleanings. Compare federal dental plans from Delta Dental and explore the benefits of the PPO Standard Plan and PPO High Plan.
This benefit information is only a summary of the plan policy. Limitations, exclusions and/or waiting periods may apply. Refer to the Plan Brochure for complete FEDVIP dental coverage information.
Standard Plan |
High Plan |
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|---|---|---|---|---|
| In-network | Out-of-network | In-network | Out-of-network | |
| Basic Services — Class A (Routine cleanings, x-rays, oral exams, sealants) | 100% | 60% | 100% | 90% |
| Intermediate Services — Class B (Fillings and periodontal maintenance, oral surgery, extractions) | 55% | 40% | 70% | 60% |
| Major Services — Class C¹ (Crowns, bridges, root canals, dentures, implants, gum surgery) | 35% | 20% | 50% | 40% |
| Orthodontic Services — Class D | 50% | 50% | 50% | 50% |
| General Services (Anesthesia, occlusal guard) | 55% | 40% | 70% | 60% |
| Deductible (Class A and D services are exempt from the deductible. All other covered services are exempt from the deductible only when provided by a participating network dentist.) | $0 | $75 | $0 | $50 |
| Annual Benefit Maximum² (Non-orthodontic) | $1,500 | $1,000 | unlimited | $3,000 |
| Orthodontic Lifetime Maximum (Standard Plan now covers orthodontics for kids up to maximum age eligibility) | $2000 for children Not covered for adults |
$1000 for children Not covered for adults |
$3500 for children $2,000 for adults |
$3500 for children $2,000 for adults |
Basic Services — Class A (Routine cleanings, x-rays, oral exams, sealants)
- Standard Plan in-network: 100%
- Standard Plan out-of-network: 60%
- High Plan in-network: 100%
- High Plan out-of-network: 90%
Intermediate Services — Class B (Fillings and periodontal maintenance, oral surgery, extractions)
- Standard Plan in-network: 55%
- Standard Plan out-of-network: 40%
- High Plan in-network: 70%
- High Plan out-of-network: 60%
Major Services — Class C¹ (Crowns, bridges, root canals, dentures, implants, gum surgery)
- Standard Plan in-network: 35%
- Standard Plan out-of-network: 20%
- High Plan in-network: 50%
- High Plan out-of-network: 40%
Orthodontic Services — Class D
- Standard Plan in-network: 50%
- Standard Plan out-of-network: 50%
- High Plan in-network: 50%
- High Plan out-of-network: 50%
General Services (Anesthesia, occlusal guard)
- Standard Plan in-network: 55%
- Standard Plan out-of-network: 40%
- High Plan in-network: 70%
- High Plan out-of-network: 60%
Deductible (Class A and D services are exempt from the deductible. All other covered services are exempt from the deductible only when provided by a participating network dentist.)
- Standard Plan in-network: $0
- Standard Plan out-of-network: $75
- High Plan in-network: $0
- High Plan out-of-network: $50
Annual Benefit Maximum² (Non-orthodontic)
- Standard Plan in-network: $1,500
- Standard Plan out-of-network: $1,000
- High Plan in-network: unlimited
- High Plan out-of-network: $3,000
Orthodontic Lifetime Maximum (Standard Plan now covers orthodontics for kids up to maximum age eligibility)
- In-network
$2000 for children
Not covered for adults - Out-of-network
$1000 for children
Not covered for adults - $3,500 for children
$2,000 for adults - $3,500 for children
$2,000 for adults
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Save money with in-network dental visits
With Delta Dental’s FEDVIP dental plans, you can visit any licensed dentist, but you’ll save up to 40% more³ with in-network providers. And since we have one of the largest provider networks in the country, your dentist is likely in our network.
Search our network to find your current dentist or find a new dental provider near you.
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More reasons to choose Delta Dental
As a member, you’ll get access to services and offers — some exclusive to Delta Dental members — to help you save money and manage your health.
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Smart ways to pay for healthcare
Manage healthcare costs with ease. The Healthcare Spending Card⁴ through Lane Health lets you pay for dental and medical expenses over time with 0% financing⁵ — no annual fees and up to a $10,000 credit line.⁶
Learn more about Lane Health -
Save on everyday lifestyle brands
Register for LifePerks and get special offers on health and wellness services. You also get lifestyle deals such as pet insurance, meal kits, amusement parks and car rentals.
Learn more about LifePerks
How to enroll
It’s easy to enroll in a Delta Dental FEDVIP plan. Newly eligible employees, retiring military personnel, and individuals undergoing a qualifying life event can enroll in a federal dental plan within 60 days of first becoming eligible. Eligible federal civilian workers, annuitants and military retirees enroll in our plans through BENEFEDS, the official website to enroll in federal dental plans 2025.
- Visit the BENEFEDS.gov enrollment site during Open Season or call 1-877-888-FEDS (3337).
- Select Delta Dental as your provider.
- Choose your dental plan. Your annual federal benefits become effective on January 1 of the coming year.
Plan resources
Search our network to find your current dentist or find a new dental provider near you.
Need help?
Customer Service is available Monday through Friday (excluding holidays), 8 a.m. to 8 p.m., Eastern Standard Time.
FEDVIP
Send us a secure contact form
Call us at 855-410-3255
- Procedures and appliances to correct congenital or developmental malformations are not benefits. Please see plan brochure for a complete description of plan benefits, limitations and exclusions.
- Implants are limited to $2,500 per person per calendar year in-network or out-of-network, combined, under the High Option and count toward the annual benefit maximums.
- We negotiate rates with in-network providers that save members up to 40% on covered procedures. Savings estimate is evaluated according to National Provider File average procedure fees in August 2023 and may vary in your location and these rates may not apply to you. Some procedures may have waiting periods that apply before plan coverage takes effect.
- Lane Health is a financial technology company, not a bank. The Healthcare Spending Visa® Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
- Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending VISA® Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified dental or hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Subject to change without notice. Late fees apply. You can review the fee table at lanehealth.com/hsc-lb-dd-fees.
- Subject to line of credit approval