Your prepaid, fixed copayment dental plan is similar to a health maintenance organization (HMO) plan. The plan focuses on oral health and preventive care. Preventive care — like routine cleanings and exams — is covered at little or no cost.
You have comprehensive coverage with no waiting periods, annual maximum or deductible, and there are no claim forms to fill out.
Get your costs upfront. You’ll have a list of copayments for every covered procedure, so you’ll know all your costs, for preventive, basic and major services.
Select a skilled primary care dentist from the DeltaCare USA network.¹ Your primary care dentist will provide most of your treatment and coordinate any necessary specialist referrals.²
You can change your DeltaCare USA dentist at any time.³ (Changes requested between the first and 15th of the month are effective immediately; changes received on or after the 16th of the month will be effective on the first of the next month.) You and your covered dependents are not required to select the same network dentist.⁴
Current employees are eligible for the DHMO plan and must see their Human Resources benefits administrator to enroll.
Retired OCC employees who were participating in the program as an active employee are provided a one-time opportunity to elect the PPO option. Retirees can view premium rates and manage their enrollment here.