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Veterans Affairs Dental Insurance Program (VADIP)
Dental plans for Veterans (VADIP)
Eligible Veterans and CHAMPA members—find your VADIP rates below
Access your VADIP rates
We offer three flexible PPO Veteran dental plans with affordable monthly premiums. Enter your information to find yours.
*Required
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Ready to enroll?
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Web Enrollment is temporarily unavailable. During this time, please complete the VADIP Enrollment Application. The Application can be submitted by either:
- Mailing the completed form to Delta Dental of California, P.O. Box 537007, Sacramento, CA, 95853-7007
- Attaching the completed form to our secure Online Inquiry Tool.
If you have questions or need assistance, please contact us at 855-460-3302. Representatives are available to assist Monday through Friday (except Federal holidays) from 8:00 AM to 8:00 PM, Eastern Time.
Compare your dental benefits
Learn about the benefits of the Enhanced, Comprehensive and Prime dental plans for Veterans. After nine months of enrollment, you’ll gain access to even greater dental benefits.
This benefit information is only a summary of the plan policy. Limitations, exclusions and/or waiting periods may apply. Refer to the 2025 benefits booklet for complete plan information.
Benefits available upon enrollment |
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Enhanced plan |
Comprehensive plan |
Prime plan |
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|---|---|---|---|---|---|---|
| In-network | Out-of-network | In-network | Out-of-network | In-network | Out-of-network | |
| Diagnostic and preventive¹ Routine cleanings, x-rays, oral exams, sealants |
100% | 80% | 100% | 80% | 100% | 90% |
| Basic restorative Fillings |
50% | 30% | 60% | 40% | 70% | 60% |
| Simple extractions²,³ | 50% | 30% | 50% | 30% | 50% | 40% |
| General services Palliative treatment of dental pain, general anesthesia, and occlusal guards |
Not covered | Not covered | 50% | 30% | 50% | 40% |
| Additional benefits available after 9 months of enrollment | ||||||
Enhanced plan |
Comprehensive plan |
Prime plan |
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|---|---|---|---|---|---|---|
| In-network | Out-of-network | In-network | Out-of-network | In-network | Out-of-network | |
| Major restorative² Crowns |
Not covered | Not covered | 50% | 30% | 70% | 60% |
| Endodontics² Root canals |
50% | 30% | 50% | 30% | 50% | 40% |
| Periodontics² Treatment for gums |
50% | 30% | 50% | 30% | 50% | 40% |
| Prosthodontics² Bridges, dentures, implants |
Not covered | Not covered | 50% | 30% | 50% | 40% |
| Deductibles and maximums | ||||||
Enhanced plan |
Comprehensive plan |
Prime plan |
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|---|---|---|---|---|---|---|
| In-network | Out-of-network | In-network | Out-of-network | In-network | Out-of-network | |
| Deductible | $50 | $50 | $0 | $50 | $0 | $50 |
| Annual Maximum | $1000 | $1000 | $1500 | $1500 | $3000 | $3000 |
Benefits available upon enrollment
Diagnostic and preventive¹
Routine cleanings, x-rays, oral exams, sealants
- Enhanced plan in-network: 100%
- Enhanced plan out-of-network: 80%
- Comprehensive plan in-network: 100%
- Comprehensive plan out-of-network: 80%
- Prime plan in-network: 100%
- Prime plan out-of-network: 90%
Basic restorative
Fillings
- Enhanced plan in-network: 50%
- Enhanced plan out-of-network: 30%
- Comprehensive plan in-network: 60%
- Comprehensive plan out-of-network: 40%
- Prime plan in-network: 70%
- Prime plan out-of-network: 60%
Simple extractions²,³
- Enhanced plan in-network: 50%
- Enhanced plan out-of-network: 30%
- Comprehensive plan in-network: 50%
- Comprehensive plan out-of-network: 30%
- Prime plan in-network: 50%
- Prime plan out-of-network: 40%
General services
Palliative treatment of dental pain, general anesthesia, and occlusal guards
- Enhanced plan in-network: NAB
- Enhanced plan out-of-network: NAB
- Comprehensive plan in-network: 50%
- Comprehensive plan out-of-network: 30%
- Prime plan in-network: 50%
- Prime plan out-of-network: 40%
Additional benefits available after 9 months of enrollment
Major restorative²
Crowns
- Enhanced plan in-network: NAB
- Enhanced plan out-of-network: NAB
- Comprehensive plan in-network: 50%
- Comprehensive plan out-of-network: 30%
- Prime plan in-network: 70%
- Prime plan out-of-network: 60%
Endodontics²
Root canals
- Enhanced plan in-network: 50%
- Enhanced plan out-of-network: 30%
- Comprehensive plan in-network: 50%
- Comprehensive plan out-of-network: 30%
- Prime plan in-network: 50%
- Prime plan out-of-network: 40%
Periodontics²
Treatment for gums
- Enhanced plan in-network: 50%
- Enhanced plan out-of-network: 30%
- Comprehensive plan in-network: 50%
- Comprehensive plan out-of-network: 30%
- Prime plan in-network: 50%
- Prime plan out-of-network: 40%
Prosthodontics²,⁴
Bridges, dentures, implants
- Enhanced plan in-network: NAB
- Enhanced plan out-of-network: NAB
- Comprehensive plan in-network: 50%
- Comprehensive plan out-of-network: 30%
- Prime plan in-network: 50%
- Prime plan out-of-network: 40%
Deductibles and maximums
Deductible
- Enhanced plan in-network: $50
- Enhanced plan out-of-network: $50
- Comprehensive plan in-network: $0
- Comprehensive plan out-of-network: $50
- Prime plan in-network: $0
- Prime plan out-of-network: $50
Annual Maximum
- Enhanced plan in-network: $1000
- Enhanced plan out-of-network: $1000
- Comprehensive plan in-network: $1500
- Comprehensive plan out-of-network: $1500
- Prime plan in-network: $3000
- Prime plan out-of-network: $3000
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Wellness is more than oral health
As a Delta Dental member, you have the option to register for LifePerks. From exclusive deals on gym memberships to discounts at movie theaters and theme parks, you can access thousands of local and national offers to help you maintain a healthy life.
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Save money with in-network dental visits
With Delta Dental’s dental plans for Veterans, you can visit any licensed dentist, but you’ll save more with in-network providers. And since we have one of the largest provider networks in the country, your dentist is likely in our network.
Search our network to find your current dentist or find a new dental provider near you.
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How to enroll
As a member of VA health care or CHAMPVA, it’s easy to enroll in a Delta Dental VADIP plan.
- Find your rates and compare Veterans’ dental plans.
- Enroll online and pay your first month’s premium. Be sure to enter your name exactly as it’s listed in the VA system.
- Once enrolled, register your account through our member portal to easily manage your plan.
We'll send you a welcome email that includes information with all the information you need to start taking care of your oral health.
Phone: 855-460-3302
Plan resources
Search our network to find your current dentist or find a new dental provider near you.
VADIP FAQs
Delta Dental offers three types of dental insurance plans for Veterans:
- Enhanced Plan: This is an ideal plan for those who need basic dental coverage. It provides essential benefits such as preventive care, including cleanings and exams, and diagnostic services with an annual maximum benefit of $1,000 per person. This plan covers basic restorative services, making it a good choice for Veterans who require standard dental care without extensive procedures.
- Comprehensive Plan: If you need more extensive dental work, the Comprehensive Plan includes all the benefits of the Enhanced Plan, plus additional coverage for services like crowns, bridges, and dentures. The annual maximum is $1,500 per person, and there's no deductible for in-network providers. This plan is great for those seeking a broader range of dental services with higher annual coverage.
- Prime Plan: For Veterans who need maximum coverage on major procedures, the Prime Plan offers the most extensive benefits. It covers everything included in the Comprehensive Plan and provides the highest annual maximum of $3,000 per person. This plan also has the lowest out-of-pocket costs, making it the best option for those who expect to need significant dental work.
If you have questions about your Veterans’ dental benefits, contact us at Delta Dental. For immediate assistance, call us at 855-460-3302. Customer service representatives are available Monday through Friday, 8:00 a.m. to 8:00 p.m., Eastern Time.
VADIP provides affordable dental insurance for Veterans. These plans give Veterans comprehensive dental coverage that they may not be able to access otherwise. These dental benefits for Veterans ensure that they can get preventive dental treatment and major procedures at a manageable cost.
Please see policy for a complete description of plan benefits, limitations and exclusions.
Veteran dental insurance plans are available to Veterans enrolled in VA Healthcare. To enroll in VA health care or for VADIP eligibility questions, visit the Veterans Affairs website or call 877-222-VETS (8387).
Veteran dental benefits are also available to spouses and dependent children who are enrolled in CHAMPVA. To learn more about the program, visit the CHAMPVA website.
You can enroll in a dental plan for Veterans directly on the Delta Dental website. If you have questions, you can also call us directly at 855-460-3302.
Still need help?
Contact us for help with your VADIP dental benefits.
VADIP
Send us a secure contact form
Phone: 855-460-3302
Representatives are available Monday through Friday from 8 am to 9 pm EST. Our interactive voice response system is available 24/7.
- The deductible is waived for diagnostic and preventive procedures for all plans.
- The waiting period is 9 months for major restorative (Comprehensive and Prime; Enhanced not covered), endodontics (all plans), periodontics (all plans), oral surgery³ (all plans) and prosthodontics (Comprehensive and Prime; Enhanced not covered).
- Simple extractions (procedure codes D7111 and D7140) are the only covered oral surgery services under the Enhanced Plan (lifetime) and the only covered oral surgery services in the first 9 months under the Comprehensive and Prime plans.
Orthodontics (braces) are not covered under any of the three plans.